Factors that May Affect Your Credit Rating

Some Little-Known Factors that May Affect Your Credit Rating

Your credit rating is affected by a number of different factors, some obvious and others not known to many consumers. These are listed below.

	Whether you have a credit card or use another person's credit card.
	Whether you have a bank checking or savings account.
	Where you live.
	Your age.
	Your debt-to-income ratio.
	Whether you have declared bankruptcy or have had "charge-offs" to your account.
	Whether you are delinquent in any child support payments.
	Whether you have "too much" credit available.